How Much Does Cataract Surgery Cost?

We’ve outlined insurance coverages for cataract surgery costs below, and will discuss your personal Medicare or insurance coverage with you during your Cataract Evaluation.

Questions About Cataract Surgery Costs?

We understand insurance coverage can be a bit confusing, and we are here to help. Dr. Rodriguez will also talk with you to clearly understand your lifestyle & hobbies, and recommend the best lens implant choice for you. Ready to see young again? Schedule your cataract evaluation today! Use the form or give us a call.

Medicare and Cataract Surgery

Does Medicare Cover Cataract Surgery?

If you have Medicare, it will help cover much of the cost for your cataract eye surgery. Cataract surgery is an out-patient procedure, which is covered under Medicare Part B. That means when you have your cataract surgery performed, Medicare will cover 80 percent of the cost of the procedure. You will be responsible for any co-pay and deductible as determined by your insurance.

A standard, single-focus lens implant will generally be covered by insurance. If you choose a presbyopic lens implant (for fuller range vision after surgery), or an astigmatism-correcting lens implant (which corrects the cataract and the out-of-round condition of your eye), you will be responsible for the additional cost associated with that lens implant. We will discuss these fees with you during your evaluation.

Private Health Insurance for Cataracts

Does Private Health Insurance Cover Cataract Surgery?

If you have a private insurance plan, we expect that your health care service plan will pay for cataract surgery, less any deductible or co-pay requirements. Your insurance will cover a traditional monofocal lens implant. If you choose a presbyopic lens implant (for fuller range vision after surgery), or an astigmatism-correcting lens implant (which corrects the cataract and the out-of-round condition of your eye), you will be responsible for the additional cost associated with that lens implant, as outlined above. We will discuss these fees with you during your evaluation.

“I knew it was time for cataract surgery when I couldn’t see my pickle ball land.”

Flexible Payment Options

Extended Payment Plans

We offer flexible payment options through CareCredit, including plans that are interest-free for up to 12 months. You don’t want to live with compromised vision, and you don’t have to. Find an extended payment option that works for you.

Technician preparing patient for cataract evaluation at Elmquist Eye Group

Frequently Asked Questions

What Causes Cataracts?

While aging is the most common cause, cataracts can also result from eye injuries, certain medications, and prolonged exposure to sunlight. Medical conditions such as diabetes can speed up their development. Lifestyle habits like smoking may also increase risk. Knowing your risk factors helps you be proactive about eye health and plan for treatment when it becomes necessary.

What are the first signs of having cataracts?

At first, the cloudiness in your vision caused by a cataract may affect only a small part of the eye’s lens. You may not notice any vision loss. As the cataract grows larger, it clouds more of your lens. More clouding changes the light passing through the lens. This may lead to more noticeable symptoms, such as glare or halos when driving at night and increased sun sensitivity. 

Cataract Treatment Options

Once a cataract forms, it cannot be reversed with medication, diet, or glasses. The only proven treatment is surgical removal of the cloudy lens and replacement with a clear, artificial lens. At Elmquist Eye Group, cataract surgery is performed with advanced technology, including laser-assisted techniques for added precision. These options allow us to tailor your treatment to your eyes, vision goals, and lifestyle.

Cataract Surgery Recovery

Cataract surgery is a quick, outpatient procedure that replaces your cloudy lens with a clear implant in under 15 minutes. You’ll be awake but comfortable, and most people see better within a couple of days.

schedule your evaluation

Ready to See Clearly Again?

Schedule your personal Lens Evaluation with Dr. Rodriguez. Use the form on this page to let us know a date that works for you, or call us at (239) 936-2020 to schedule your visit.